Let's say you have a long-range goal of a financially secure retirement. Depending on your age and circumstances, this might be something as simple as maxing out your tax-free retirement contribution every year, or it might entail many projects over the course of a year. Reviewing goals at appropriate intervals generates projects.

The horizons of focus model is not a bad model to use. Remember that it's there for you to adapt to your needs, not to tell you what your needs are.