Perhaps I've just had a sheltered life, but the stationery I've always used appears subtly different from the norms across the pond. Most crucially,
loose papers are either filed in a binder or in a soft plastic wallet which would not stand up on its own.

Can someone post a detailed description (or link to a picture? ) of the card folders?

WHAT is a credenza?

Thanks,

Fat Balding Accountant