I have been following the recent 'on the brink' thread and certainly sympathize with the original post - getting to grips with some of this stuff can be a bear. I personally have way more trouble with the home-based stuff (bills, credit card offers, bills, school mail, more bills, etc.) than with the paperwork 'at work'.
So here is the pragmatic question: Can anyone point me to a clear set of guidelines for 'what to keep' and 'what to ditch' after X amount of time. I am in the USA, so I am looking for the most basic advice as to how long to keep things, given our tax system and rules in this country. I seem to have WAY too much stuff in files that has virtually no use whatsoever.